USA — NAIC / state insurance departments · USA (insurance) · Guidance (state-adopted)
This page is a plain-English summary written by us, not legal advice — the official text is linked above. Our catalogue was last reviewed 2026-08-15; that is a review of the whole catalogue, not an independent legal verification of this entry.
Adopted by NAIC Dec 2023; adopted by ~two dozen states + DC and growing — the de facto US insurance-AI baseline. Cite the NAIC live tracker for current adoptions.
Maintain a written AIS Program proportionate to risk: governance & accountability, risk management & internal controls across the AI lifecycle, third-party/vendor oversight, and testing to detect outcomes that would be unfairly discriminatory.
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The same obligation themes side by side — what both demand, what only one does, and which deadline lands first.