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Home Regulations Digital Operational Resilience Act (DORA, Reg. 2022/2554)
Regulation

Digital Operational Resilience Act (DORA, Reg. 2022/2554)

European Union (EBA / ESMA / EIOPA) · EU (financial entities) · Law

This page is a plain-English summary written by us, not legal advice — the official text is linked above. Our catalogue was last reviewed 2026-08-15; that is a review of the whole catalogue, not an independent legal verification of this entry.

Authority
European Union (EBA / ESMA / EIOPA)
Jurisdiction
EU (financial entities)
Type
Law
Status
In force
Maximum penalty
National competent authority sanctions
Catalogue reviewed
2026-08-15
Official source checked
2026-08-23 — unchanged since our last read
Official text

Status

In force; applies since 17 Jan 2025.

Requirements (3)

DORA · ICT risk mandatory

ICT risk-management framework

Operate an ICT risk-management framework (management body accountable) that covers AI/ML systems and cloud dependencies.

DORA · Third-party mandatory

ICT / AI third-party register & oversight

Maintain a register of information on all ICT (incl. AI/cloud) third-party arrangements, manage concentration risk, and meet contractual requirements; critical providers face ESA oversight.

Dates that matter

Deadline 2025-01-17 · in force

DORA — Digital Operational Resilience Act applies

Financial entities must run an ICT risk-management framework, keep a register of ICT/AI third-party arrangements, report major ICT incidents and perform resilience testing.

Action: Fold AI/cloud systems into your DORA ICT risk framework, third-party register and incident-reporting playbook.

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